Eurofurence Community > General Discussion
Will the EF hotel accept the American credit cards or not?
Kisu:
Visa and Visa electron works fine =^^=
SouthPaw:
--- Quote from: Suran on 19.08.2008, 14:58:21 ---
--- Quote from: Recherei on 19.08.2008, 14:40:18 ---The only card that is rarely accepted outside the US is Discover.
--- End quote ---
American Express is not very common too.
--- End quote ---
Ditto Diners Club, given that Amex and Diners charge merchants somewhere in the region of 7% per transaction, regardless of their sales volume.
--- Quote ---Most shops here have just Visa and Mastercard. Both of these usually without PIN because the banks get nothing but risks by offering it to dealers and thus dealers have to pay extra for it.
--- End quote ---
Hrm...How odd...Here in the UK, Chip and PIN has reduced merchant fees to companies offering it (except for Amex and Diners Club, of course), as the liability for fraudulent use shifts from the merchant to the cardholder if the transaction is authorised by PIN.
Cheers,
Southie
Suran:
--- Quote from: SouthPaw on 19.08.2008, 23:56:14 ---Hrm...How odd...Here in the UK, Chip and PIN has reduced merchant fees to companies offering it (except for Amex and Diners Club, of course), as the liability for fraudulent use shifts from the merchant to the cardholder if the transaction is authorised by PIN.
Cheers,
Southie
--- End quote ---
It also stuck me as odd but that's what the clearing-houses for credit-cards over here offer me.
I am regularly looking around for better contract-terms for my card-acceptance at YiffyToys.de but so far the PIN costs extra. They also mean that I would get more security against fraud as a dealer but so far I never had such problems (wish me luck).
Wawik:
--- Quote from: SouthPaw on 19.08.2008, 23:56:14 ---Hrm...How odd...Here in the UK, Chip and PIN has reduced merchant fees to companies offering it (except for Amex and Diners Club, of course), as the liability for fraudulent use shifts from the merchant to the cardholder if the transaction is authorised by PIN.
--- End quote ---
Chip and PIN in the UK must not be confused with other former legacy systems elsewhere. The German PIN system that evolved from the cheque guarantee cards of the Eurocheque system has been migrated to Maestro, but is completely seperated from MC/Visa transactions to the point that if you're being asked for your credit card PIN anywhere else than a cash machine, it's more likely to be a fraudulent seller than an actual POS transaction. :P
(Even the common ticket machines, which *have* a PIN pad for Maestro cards, do not ask for the credit card PIN, which means in practical application that you'll be able to purchase a ticket without actually signing anything, as long as you have the physical card. Dealing with the fraudulent chargebacks this method is calling for probably still is cheaper for them than asking for a credit card PIN.)
CodeCat:
What scares me though is that in some countries, the PIN itself isn't actually required for bank/maestro cards. So apparently the system itself does not require the PIN to be sent to the server for it to work. *shudder*
Navigation
[0] Message Index
[#] Next page
[*] Previous page
Go to full version