The Eurofurence Forum

Eurofurence Community => General Discussion => Topic started by: BradHound on 19.08.2008, 13:33:40

Title: Will the EF hotel accept the American credit cards or not?
Post by: BradHound on 19.08.2008, 13:33:40
Just curious....I'll go to EF next week so I ask you all a question: Will the EF hotel accept some American credit cards (Visa and Mastercard) or not?  :P

If yes, let me know!

Thanks!
BradHound (my first EF!)
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Schakaline on 19.08.2008, 13:53:22
I'm sure they'll reject them. After all, isn't the ability of being able to pay nowhere one of the main selling points of the international credit card networks?  ::)
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: o'wolf on 19.08.2008, 14:01:55
Just curious....I'll go to EF next week so I ask you all a question: Will the EF hotel accept some American credit cards (Visa and Mastercard) or not?  :P

Serious answer: yes, they do. If I remember correctly, they accept Visa, Mastercard, Amex and Maestro Debit.
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Recherei on 19.08.2008, 14:40:18
The only card that is rarely accepted outside the US is Discover.
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Suran on 19.08.2008, 14:58:21
The only card that is rarely accepted outside the US is Discover.

American Express is not very common too. Most shops here have just Visa and Mastercard.
Both of these usually without PIN because the banks get nothing but risks by offering it to dealers
and thus dealers have to pay extra for it.
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Kisu on 19.08.2008, 16:48:51
Visa and Visa electron works fine =^^=
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: SouthPaw on 19.08.2008, 23:56:14
The only card that is rarely accepted outside the US is Discover.

American Express is not very common too.

Ditto Diners Club, given that Amex and Diners charge merchants somewhere in the region of 7% per transaction, regardless of their sales volume.

Quote
Most shops here have just Visa and Mastercard. Both of these usually without PIN because the banks get nothing but risks by offering it to dealers and thus dealers have to pay extra for it.

Hrm...How odd...Here in the UK, Chip and PIN has reduced merchant fees to companies offering it (except for Amex and Diners Club, of course), as the liability for fraudulent use shifts from the merchant to the cardholder if the transaction is authorised by PIN.

Cheers,

Southie
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Suran on 20.08.2008, 08:28:37
Hrm...How odd...Here in the UK, Chip and PIN has reduced merchant fees to companies offering it (except for Amex and Diners Club, of course), as the liability for fraudulent use shifts from the merchant to the cardholder if the transaction is authorised by PIN.
Cheers,
Southie

It also stuck me as odd but that's what the clearing-houses for credit-cards over here offer me.
I am regularly looking around for better contract-terms for my card-acceptance at YiffyToys.de but so far the PIN costs extra. They also mean that I would get more security against fraud as a dealer but so far I never had such problems (wish me luck).
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Schakaline on 20.08.2008, 13:07:56
Hrm...How odd...Here in the UK, Chip and PIN has reduced merchant fees to companies offering it (except for Amex and Diners Club, of course), as the liability for fraudulent use shifts from the merchant to the cardholder if the transaction is authorised by PIN.

Chip and PIN in the UK must not be confused with other former legacy systems elsewhere. The German PIN system that evolved from the cheque guarantee cards of the Eurocheque system has been migrated to Maestro, but is completely seperated from MC/Visa transactions to the point that if you're being asked for your credit card PIN anywhere else than a cash machine, it's more likely to be a fraudulent seller than an actual POS transaction. :P

(Even the common ticket machines, which *have* a PIN pad for Maestro cards, do not ask for the credit card PIN, which means in practical application that you'll be able to purchase a ticket without actually signing anything, as long as you have the physical card. Dealing with the fraudulent chargebacks this method is calling for probably still is cheaper for them than asking for a credit card PIN.)
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: CodeCat on 20.08.2008, 13:18:22
What scares me though is that in some countries, the PIN itself isn't actually required for bank/maestro cards. So apparently the system itself does not require the PIN to be sent to the server for it to work. *shudder*
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Schakaline on 20.08.2008, 13:51:15
What scares me though is that in some countries, the PIN itself isn't actually required for bank/maestro cards. So apparently the system itself does not require the PIN to be sent to the server for it to work. *shudder*

I think the subtle differences between Maestro, Electronic Cash, EFT-POS, OLV, ELV and POZ might not only be slightly off topic here, but they'll also make the chairman's head explode at this stage.  ;D
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Cheetah on 20.08.2008, 16:17:22
Quote
I think the subtle differences between Maestro, Electronic Cash, EFT-POS, OLV, ELV and POZ might not only be slightly off topic here, but they'll also make the chairman's head explode at this stage.  ;D

Funny thing is ... I'm actually involved in getting the company I work for (yes! I do have a day job) certified for processing credit card data, so I might as well throw in some PCI-DSS, PDA-DSS, QSA, ADV and SAQ if you're in such dire need for more cryptic acronyms :)
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Zefiro on 20.08.2008, 19:25:21
yes! I do have a day job
This must be a myth. With all the huge amounts of stuff you do for EF I can't believe you can squeeze in a day job anywhere between. You're sure you're not only employed in the winter saison? ;)

*purrr*
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: somewolf on 20.08.2008, 20:23:45
i can top this!
i've a job and friends and a credit card as well  ..all at the same time  ..

sry fr off topic  /(

on topic:

so how much is the hotel able to deliver at once/at one day/at one withdraw  ?

just in case i need 'cash'  ... again

just
somewolf
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: CodeCat on 20.08.2008, 21:59:27
Zefiro, don't forget Cheetahs can run really fast. :P
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Lokosicek on 20.08.2008, 22:15:31
Zefiro, don't forget Cheetahs can run really fast. :P

But only for a short interval (I believe 40 seconds or so). But this cheetah has hidden back-up generators somewhere in his body :)
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Suran on 21.08.2008, 05:58:18
Zefiro, don't forget Cheetahs can run really fast. :P
But he can't fly ;)
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Hyper on 22.08.2008, 15:44:11
What are these "Credit Cards" you Americans always talk about? Is it like Chip or Pin or Cash?

You crazy Americans... I bet someday you invent something like a promissory note. Where you fill out all your info and the amount on a standard piece of paper, which merchants then send to your bank to receive actual cash! THAT WOULD BE CRAZY! Nah not even in the USA would they do that ;P
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Barney on 22.08.2008, 15:59:38
What are these "Credit Cards" you Americans always talk about? Is it like Chip or Pin or Cash?

You crazy Americans... I bet someday you invent something like a promissory note. Where you fill out all your info and the amount on a standard piece of paper, which merchants then send to your bank to receive actual cash! THAT WOULD BE CRAZY! Nah not even in the USA would they do that ;P

I don't think that will ever happen.
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Suran on 22.08.2008, 16:14:40
What are these "Credit Cards" you Americans always talk about? Is it like Chip or Pin or Cash?

You crazy Americans... I bet someday you invent something like a promissory note. Where you fill out all your info and the amount on a standard piece of paper, which merchants then send to your bank to receive actual cash! THAT WOULD BE CRAZY! Nah not even in the USA would they do that ;P

You mean like a cheque (or rather check, as it's for americans)?
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Hyper on 22.08.2008, 17:03:42
What are these "Credit Cards" you Americans always talk about? Is it like Chip or Pin or Cash?

You crazy Americans... I bet someday you invent something like a promissory note. Where you fill out all your info and the amount on a standard piece of paper, which merchants then send to your bank to receive actual cash! THAT WOULD BE CRAZY! Nah not even in the USA would they do that ;P

You mean like a cheque (or rather check, as it's for americans)?

*Winks*
Title: Re: Will the EF hotel accept the American credit cards or not?
Post by: Zefiro on 22.08.2008, 19:38:14
nah, can't be. In this case you'd need to actually HAVE money. Which a credit card the advantage is that you don't need any money at all to 'Think Big'...

*purrrr*