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Author Topic: A credit card that saves money on foreign exchange  (Read 5130 times)

Recherei

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I was just researching the question of foreign exchange rates/fees and discovered one credit card, (or family of credit cards), that charges $0 for foreign exchange.  Capital One.  WAMU (Washington Mutual) charges 1%.  Almost all the others charge 3%, (some charge more).  Always remember to read the fine print.  Capital One also has a 1.25% rebate.
« Last Edit: 30.07.2007, 01:28:11 by Recherei »
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Schakaline

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Re: A credit card that saves money on foreign exchange
« Reply #1 on: 30.07.2007, 01:30:30 »

Okay, so this is relevant to Eurofurence exactly how::)
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I will accept other opinions as long as you all accept that those opinions are wrong.

Recherei

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Re: A credit card that saves money on foreign exchange
« Reply #2 on: 30.07.2007, 01:58:04 »

A lot of non-EU furs go to Eurofurence.
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Suran

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Re: A credit card that saves money on foreign exchange
« Reply #3 on: 17.08.2007, 19:36:08 »

A lot of non-EU furs go to Eurofurence.
...where I'll probably again be the only dealer in the Den that accepts credit-cards at all.
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Fursuiter (2 Suits).
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whitewulfe

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Re: A credit card that saves money on foreign exchange
« Reply #4 on: 19.08.2007, 21:54:55 »

Ah, isn't that why ATMs loooove credit cards?
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Suran

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Re: A credit card that saves money on foreign exchange
« Reply #5 on: 19.08.2007, 22:06:43 »

Ah, isn't that why ATMs loooove credit cards?

Well, usually you pay a hell of a lot to get cash with
a credit-card. Even if you have no additional charge
for foreign-currencies (except sub-optimal exchange-rates).
You pay less (and thus have more money to spend in
the dealers den) if you get a bit more then enough cash
beforehand and simple deposit it in the hotel-safe.
Then take whatever is left over home to transfer it back.
(When traveling you never know where you may need
some cash in an emergency.)
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Fursuiter (2 Suits).
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whitewulfe

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Re: A credit card that saves money on foreign exchange
« Reply #6 on: 20.08.2007, 20:29:35 »

Well, usually you pay a hell of a lot to get cash with
a credit-card. Even if you have no additional charge
for foreign-currencies (except sub-optimal exchange-rates).
You pay less (and thus have more money to spend in
the dealers den) if you get a bit more then enough cash
beforehand and simple deposit it in the hotel-safe.
Then take whatever is left over home to transfer it back.
(When traveling you never know where you may need
some cash in an emergency.)

Oh, right, forgot about that exchange rate thing *facepaws*  Then again, I normally hit up the traveller's cheques thing
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Recherei

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Re: A credit card that saves money on foreign exchange
« Reply #7 on: 22.08.2007, 01:55:42 »

More than you'll ever want to know about credit cards, debit cards and foreign exchange:

http://www.flyerguide.com/wiki/index.php/Credit/Debit/ATM_Cards_and_Foreign_Exchange

      and the Interbank Networks:

http://en.wikipedia.org/wiki/Interbank_network
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